The Hudson Valley, Berkshire County & Western CT Loan Program (also known as the Greater Berkshire Agriculture Fund) is a partnership between The Carrot Project and Salisbury Bank and Trust Company. The program focuses on small and midsized farms and food system enterprises using sustainable or organic practices or products and located within the four county region of Dutchess, NY, Columbia, NY, Litchfield, CT, and Berkshire, MA. Food enterprises primariliy engaged in processing, storage or distribution of agricultural products are encouraged to apply.
Application Deadline: Always the 1st of the month or the next business day if the 1st falls on a weekend or holiday.
If you would prefer to fill out the inquiry form as a hard copy, you may download one here.
Eligible borrowers are located within the four county region of Dutchess, NY, Columbia, NY, Berkshire, MA* and Litchfield, CT.
*Applicants located in Berkshire County, MA are also eligible for our Massachusetts Agriculture Loan Program, and should email Kira Bennett Hamilton at businessassistance(at)thecarrotproject.org to determine which program best meets their needs.
If you would like more information regarding the requirements for this loan application, please access the loan application checklist and terms & eligibility here.
If you have any questions, would like assistance in developing your application for this program, or are interested in receiving updates about the Hudson Valley & Western Connecticut Loan Program, please contact Dorothy Suput at dsuput(at)thecarrotproject.org.
Farm Financial Templates - Free Downloads
You may submit your financials for the loan application in any format, but if you would prefer a template for your financial statements, you may download one below. We've developed these free templates specifically for small farm financial planning. Use them for general or annual financial planning, to accompany a business plan, or to meet the requirements for financial statements as listed on The Carrot Project's loan application checklist. The monthly templates are most useful for looking at 12 months of your business in detail, while the yearly templates are most useful for summarizing multiple years.
Ironwood Farm, Ghent, NY
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The Carrot Project is an equal opportunity provider.