The Massachusetts Farm and Food Loan Fund offers loans to farms and food enterprises in Massachusetts. The program focuses on small and midsized farms and food system enterprises using sustainable or organic practices or products. Food enterprises primariliy engaged in processing, storage or distribution of agricultural products are encouraged to apply. This loan fund is a partnership between The Carrot Project and the Franklin County Community Development Corporation, with financial backing from the Massachusetts Society for the Protection of Agriculture.
To apply, potential applicants must first fill out the loan inquiry form.
Application Deadline: Always the 1st of the month or the next business day if the 1st falls on a weekend or holiday.
*Applicants located in Berkshire County are also eligible for our Hudson Valley & Western Connecticut Loan Program, and should email Kira Bennett Hamilton at businessassistance(at)thecarrotproject.org to determine which program best meets their needs.
If you have any questions, would like assistance in developing your application for this program, or are interested in receiving updates about this program, please contact Dorothy Suput at dsuput(at)thecarrotproject.org.
Farm Financial Templates - Free Downloads
You may submit your financials for the application in any format, but if you would prefer a template for your financial statements, you may download one below. We've developed these free templates specifically for small farm financial planning. Use them for general or annual financial planning, to accompany a business plan, or to meet the requirements for financial statements as listed on The Carrot Project's loan application checklist. The monthly templates are most useful for looking at 12 months of your business in detail, while the yearly templates are most useful for summarizing multiple years.
Plough in the Stars Farm, Ipswich, MA
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